TIME THE UNIVERSAL CURRENCY

Greatness they say begins with just only one step while TIME is the greatest currency on earth that you need to spend judiciously to attain greatness and acquire Real and Lasting Wealth. You don't need to be from a wealthy background or to be born with a golden spoon in your mouth, before you become a very wealthy millionaire. No special advantage is needed.

TIME is all that is needed to become whatever you desire in life in becoming. Now as mentioned before open what I call FREEDOM ACCOUNT and start saving one tenth of your income no matter how small and whatever extra income or increase that comes your way aside your tithe. Save every other unexpected income that finds it's way into your palm, DON'T spend it and after some months buy shares and start to save all over again; don't procrastinate, start with whatever you have now.

In your match to Financial Freedom, you will come across trying circumstances. You surely will loss money. Friends will betray and scam you. Advisers will confuse you atimes. Each time you fall into these difficulties; don't be discouraged, talk to God in silence and ask God to show you the hidden road to success. You see the wisdom is not in falling at all; it is in standing and coming up stronger again each time you fall. That is why I said that what we call mistakes or failures are not failures, but points and platforms for us to make amends or for God to bring out a particular strength in us or to take us to the direction He wants us to follow in life.

When you read the Holy Bible and see the travails of Joseph in the hands of his elder brothers and see how Joseph was sold into slavery to some rich merchants from afar, but God just wanted to bring out the talent in Joseph and to place Joseph on the path HE had wanted him to follow to attain what He wanted Joseph to attain in life. There are several aspect like this in the Holy Bible that one can make references.

Don't invest in things that are in the real sense of it serious liabilities, which we believed are assets, like unnecessary purchase of two to three cars, expensive Home Theater etc. All of these are mere liabilities and not assets. You must learn to shun impulsive spending, when you buy on impulse, the tendency is that you spend far more than your budget. This is not good enough, if you are actually serious at building Real and Lasting Wealth.

If you really want to be wealthy, all you need do logically is to study the habits of wealthy people and practice them religiously, with TIME you will certainly succeed. But if you violate the principle of wealth accumulation like spending more than you earn, refusing to save consistently and accumulating liabilities rather than assets, you should not expect to be wealthy, rather you are setting yourself on what I call Financial Crisis.

Even God built this world on principles, nobody directs the sun to rise and set, nobody also detects it to rain and stop, etc. If you toe the laid down principles in any area of your life you surely will get your desired results.

LEARN TO SAVE AND LET YOUR SAVINGS WORK FOR YOU

Start NOW by saving one tenth of your income, aside your tithe and after some few months invest your savings into the area you are most familiar with. Don't try it in a business you know little or nothing about. You can find somebody who has made a success in your area of interest and let him/her coach you to success too because a business coach will always prevent you from making severe mistakes, he/she will provide the necessary work map and compass for easy navigation and this will enable you achieve your target faster by cutting curves.

If you actually desire to become a wealthy millionaire, you must set a specific target as mentioned in part 3, on the level of wealth you intend to accumulate. You should know what it will boil down to when broken down to a day, a week, a month and in a year and you know how many years it will take you to get to your target, might be say ten or fifteen years. When you desire plenty of wealth with all your heart a Higher Power will gladly throw all that you need to succeed on your path.

Mind you most people think that their wealth is measured by the amount of money they have in their vault or bank account, NO. To measure Real and Lasting Wealth, it is the number of times your passive income can comfortably take care of all your expenses, especially after you stopped working and the number of people that can trace their development and success to you be you a Christian or Muslim because WEALTH SHARED INCREASE RAPIDLY.

Hence as you set on your journey towards acquiring Real and Lasting Wealth, put all your trust and finances in God, for He will never let you make foolish mistakes. With all your professional know how and your intellect you can still fail but with God guiding you , you can never fail.

The purpose of acquiring wealth is much more than the wealth itself. Why do God wants to bless us? He blesses us so that we can be a source of blessing to others. When you finally make it, each morning always ask yourself how you can glorify God with what he has given you, by blessing somebody with your money. You know why, it's because God is the only source of Real and Lasting Wealth hence I am telling you that we are all mere stewards of God's money. We all came into this world with nothing and no matter how wealthy we might be we shall all leave with nothing.

If you fail to utilize whatever wealth God entrusted to you properly, be it trillions, all will vanish, it cost God nothing to take all the wealth away from you within a very short period, just with one little calamity, before you know it all is gone. But when you glorify God with your wealth, by blessing people, He will give you divine ideas. And just one divine idea if handled and executed religiously, can give you an everlasting stream of income.

CHANGING YOUR PRESENT CIRCUMSTANCES

If you really desire to have real and lasting wealth, then you must change your present circumstances, you will have to work on your inside. To do that, you must first change the dominant picture in your mind because what you picture vividly in your mind will always come to be. As mentioned earlier on, when you seriously desire a thing, Higher Power Steps in to make it a reality. Because the Holy Bible says that GOD will grant the desires of our heart, so when thinking or dreaming let these thoughts or dreams be Big and Positive always. Don't think that it's impossible to think and dream big for it to be real. I will tell you there are no impossible GOALS but only unrealistic deadlines.

When you are in the process of Building Honest and Lasting Wealth, you encounter different types of situations and there are some you think are mistakes. These perceived mistakes always contain one or more seeds of Fortune if viewed closely. That is why I honestly believed that those things we call failures, are not failures at all, rather they are points and platforms either for us to make amends which will bring out the talents in us or for GOD to bring out a particular Strength in us that will take us to the direction He wants us to follow in life.

POWER OF IMAGINATION

Visualizing your future the way you want it, will make that future a reality. Thoughts are things, there is a sort of stream of consciousness up there that is always helping you by directing your thoughts, when you harness this consciousness in a way, and you get what you want (provided they are positive things). You can always affect the future from the present through this universal consciousness. By setting your brain into an alpha brain wave state, you can picture what you want there, like a wealthy person........ You will head towards the direction of that picture you created in your head.

There are several ways to visualize. You can visualize in solitude; while relaxing etc. Visualize yourself living the most pleasant life and having your loved ones mailing around you, you will move up the ladder bit by bit. You must get used to the idea of visualization and get more affective with your thinking and the major thing is to get started.

Start creating specific pictures of Money-Bulging-Pocket, Successful and a Wealthy Person. If you can keep up with your visualizations, you ultimately become that picture, which you have visualized vividly in your mind. You just have to start by taking the right and specific action. Set a specific target for your money because it is by setting the right and specific targets and actions can you realize real and lasting wealth. If you fail to set specific targets, you might not realize it when the opportunity comes.

As mentioned earlier on in part 2, you have to learn to control your expenses before you go in search of more money. Those things we all call "Necessary Expenses" will always grow to equal or surpass our income, except one puts a stop to them, that is by keeping accurate records, listing your expenses in order of priorities and see to it that those things that are actually not necessary are done away with. At this point we can now start talking of how to make more money and build steady and lasting wealth.